Personal Loan Resolution
4 min read
Job Loss or Illness? Legal Ways to Handle Loan Default
Facing loan default due to job loss or illness? Learn your legal rights, RBI protections, and how to negotiate relief, restructure loans, or file complaints
Arjun Sharma
Arjun Sharma, an Investment Banking Analyst, holds a Bachelor's degree in Commerce and has spent over 2 years helping people understand finance concepts and improve their financial lives.
Browse 25 articles by Arjun Sharma
Personal Loan Resolution
3 min read
How the Loan Resolution Process Works in India
Understand the loan resolution process in India, available options for borrowers, and responsible ways to manage debt while reducing financial stress.
Personal Loan Resolution
4 min read
Can Debt Impact Your Mental Health? Here’s What to Do!
Debt isn’t just a financial burden—it affects your mental health too. From anxiety and guilt to relationship strain, financial stress can feel overwhelming. Learn how to regain control with practical steps like budgeting, seeking professional help, and prioritizing self-care. Take the first step toward financial and emotional freedom today!
Personal Loan Resolution
4 min read
How Debt Resolution Helps Restore Financial Stability
Debt resolution offers a strategic and less damaging alternative to bankruptcy, allowing individuals and businesses to regain control over their finances. By negotiating manageable payment plans or settlements, it helps protect assets, reduce credit impact, and restore financial stability, paving the way for a brighter financial future.
Stop Recovery Agent Harassment
3 min read
Understanding Loan Harassment: Know Your Rights and Take Action
Loan harassment is a serious issue affecting millions of borrowers. Learn what constitutes loan harassment, your legal rights under the Fair Debt Practices Act, and actionable steps to stop harassment and regain control of your financial life.
Personal Finance Tips
4 min read
UPI-Based Lending: How Digital Payments Are Reshaping Small Loans in India
UPI-based lending is revolutionizing personal finance in India by making small-ticket loans accessible through digital platforms. Learn how this innovative system democratizes credit, its potential benefits, and the importance of responsible borrowing.
Personal Finance Tips
4 min read
Small Loans, Big Impact: Decoding India's Consumption Story
Small loans are fueling India’s consumption boom, enabling lifestyle upgrades and reshaping shopping habits. But can easy credit balance aspirations and financial health?
Stop Recovery Agent Harassment
4 min read
When EMI Collections Cross the Line: Cybercrime and Data Privacy Violations by Bank Agents
When Equated Monthly Instalments (EMIs) go unpaid, borrowers often face aggressive collection tactics that can infringe on their legal rights and data privacy. This blog explores the unethical practices employed by some collection agents, including harassment and unauthorized access to personal data.
Stop Recovery Agent Harassment
3 min read
Struggling with EMI Payments? Know Your Rights!
Are recovery agents pressuring you over unpaid EMIs? Learn about your legal rights and protections under Indian law. Understand illegal intimidation tactics, misrepresentation, and how consulting a financial advisor or lawyer can help you manage your situation effectively.
Personal Loan Resolution
4 min read
Is Loan Settlement a Loss for Banks? Examining the Strategic Benefits of Settling Debt
Is the growing trend of loan settlements a financial loss for banks, or do these arrangements offer strategic benefits that enhance overall operational efficiency? This article delves into the implications of loan settlements, exploring how they can improve cash flow, reduce recovery costs, and strengthen customer relationships while ensuring compliance with regulatory standards.
Personal Finance Tips
4 min read
Impact of Settling a Parent's Loan on a Child's Education Loan
When parents settle a loan, it can significantly impact their child's ability to secure an education loan, affecting factors like credit scores, financial stability, and loan approval. This article explores the repercussions of parental loan settlements on education funding.
Personal Loan Resolution
3 min read
Minimum Payments: How They lead to a Debt Crisis
Making only minimum payments on unsecured loans might seem like a harmless way to manage tight finances during tough times, but this practice can quickly spiral into a debt crisis. By deferring most of the loan's balance and primarily paying interest, borrowers often find themselves stuck in a cycle of increasing debt. The emotional and financial toll of this approach can make it harder to regain stability, with consequences such as credit damage and legal repercussions. Recognizing the danger of minimum payments and seeking professional help are essential steps to prevent long-term financial harm.
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